Injuries at work are a reality that many people face, whether from accidents, repetitive stress, or hazardous conditions. Fortunately, workers’ compensation is designed to help cover medical bills, lost wages, and rehabilitation costs for employees who are injured on the job. While some workers’ compensation claims are straightforward and resolved quickly, others can become complicated, leaving injured workers in need of professional legal guidance.
Knowing when to hire a workers’ compensation lawyer can be crucial in protecting your rights and securing the benefits you deserve. In this blog, we will explore the key situations when it’s wise to seek help from a workers’ compensation attorney.
Your Claim is Denied
One of the most common reasons injured workers seek legal help is when their workers’ compensation claim is denied. Insurance companies can deny claims for a variety of reasons, including:
- Alleging that the injury was not work-related
- Asserting that the injury is not severe enough
- Arguing that the employee filed the claim too late
If your claim has been denied, a workers’ compensation lawyer can help you appeal the decision. They will review the details of your case, gather necessary evidence, and build a strong argument to prove your injury was work-related and deserving of compensation. The workers’ compensation attorneys in Denver note that representation can dramatically increase your chances of winning on appeal.
Your Benefits Are Delayed or Reduced
Even if your workers’ compensation claim is approved, you may still face delays in receiving your benefits or find that your benefits are reduced unexpectedly. This can create financial strain at a time when you’re unable to work, compounding your stress.
A workers’ compensation attorney can intervene and push for timely payments or challenge any unjust reductions in benefits. They understand the tactics that insurance companies use to minimize payouts and can help ensure you receive the full benefits you are entitled to under the law.
Your Employer Disputes Your Claim
Unfortunately, some employers may dispute that your injury occurred at work or claim that it wasn’t as serious as you describe. In other cases, they might argue that you violated company policy, which would disqualify you from receiving benefits.
A workers’ compensation lawyer can provide vital support in these situations by gathering evidence, such as witness statements, medical records, or security footage, to establish that your injury was work-related. They’ll also handle any communication with your employer, making sure that your rights are protected.
You Have a Pre-Existing Condition
If you have a pre-existing condition that has been aggravated or worsened by your job, your employer’s insurance company may try to use this against you. They may argue that your injury is due to a pre-existing condition and, therefore, not covered by workers’ compensation.
An experienced workers’ compensation attorney can build a case that shows how your work directly aggravated your pre-existing condition, making you eligible for benefits. This type of claim can be particularly complex, but a lawyer can ensure that you aren’t unfairly denied compensation.
Your Long-Term Ability to Work is Affected
When an injury results in long-term or permanent disability, the stakes are much higher. These cases often involve larger settlements, which makes insurance companies more likely to challenge your claim or offer a lower amount than you deserve. Long-term or permanent disability can affect your future earning potential and quality of life, making it crucial to get the appropriate compensation.
In cases involving significant disability, a workers’ compensation lawyer can help you seek maximum benefits, including permanent disability payments. They can also work with vocational experts to help assess your future earning capacity and the impact of your injury on your ability to work in the long term.
You’re Facing Retaliation from Your Employer
It’s illegal for an employer to retaliate against you for filing a workers’ compensation claim. However, some employers may try to punish workers by reducing their hours, demoting them, or even firing them. If you experience any form of retaliation after filing a claim, you need legal representation immediately.
A workers’ compensation lawyer can help you take action against your employer if they retaliate. They’ll advise you on your rights and can assist in filing a retaliation claim, ensuring that you’re protected from further unjust treatment.
Navigating the workers’ compensation process can be challenging, particularly if you’re dealing with an injury or health condition. While some claims are resolved without issue, there are many situations where having a workers’ compensation lawyer by your side is essential to protect your rights and secure the benefits you’re entitled to.
If you’ve had your claim denied, face disputes from your employer, or feel like your benefits aren’t enough, seeking legal assistance can make all the difference. A skilled workers’ compensation attorney will advocate for you, help you navigate the legal complexities, and ensure that your financial and medical needs are fully addressed following your workplace injury.
